How does World-Check compare to FICO Score?

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The table below summarises some key information about World-Check from LSEG Data & Analytics and FICO Score from FICO, giving you some points to compare.

World-Check FICO Score
Product Use-cases
Product Description

World-Check by LSEG Data & Analytics is a comprehensive risk intelligence database designed to assist organizations in identifying and managing financial, regulatory, and reputational risks. It provides structured intelligence on politically exposed persons (PEPs), sanctioned entities, and individuals involved in financial crime, sourced from reputable public domain sources. World-Check simplifies customer and third-party screening processes, aiding compliance with anti-money laundering (AML) and counter-terrorist financing (CTF) regulations.

The FICO® Score is a widely recognized credit risk assessment tool used by lenders to evaluate the likelihood that a consumer will repay a loan as agreed. It analyzes information from credit reports to produce a score that helps lenders make informed credit decisions across the customer lifecycle. :contentReference[oaicite:2]{index=2}

Vendor LSEG Data & Analytics FICO
Vendor Awards
  • 🏆 Named on RegTech100 by FinTechGlobal (2024)
  • 🏆 Ranked - Strong Performer by Forrester (2024)
  • 🏆 Tech of the Future – Blockchain & Tokenisation by 2024 Banking Tech Awards (2024)
  • 🏆 Ranked - Major Player by IDC (2024)
  • 🏆 RiskTech100 2024 - Ranked 5 by Chartis (2024)
Vendor Headquarters United Kingdom United States
Vendor Founded 2007 1956
About the vendors

LSEG (London Stock Exchange Group) is a leading global financial markets infrastructure and data provider headquartered in London, England. Founded in 2007 through the merger of London Stock Exchange and Borsa Italiana, LSEG has a rich history dating back over 300 years.

LSEG's key divisions include:

- Data & Analytics
- FTSE Russell
- Risk Intelligence
- Capital Markets
- Post Trade

LSEG provides financial data, analytics, news, and index products to more than 40,000 customers in over 170 countries. The company's services span the entire trading lifecycle, from pre-trade decisions and trade execution to capital raising, clearing, and optimization.

Some of LSEG's notable assets and subsidiaries include:

- London Stock Exchange
- Refinitiv
- LSEG Technology (formerly MillenniumIT)
- FTSE Russell
- LCH (majority stake)
- Tradeweb (majority stake)

FICO, originally known as Fair Isaac Corporation, is a data analytics company headquartered in Bozeman, Montana. Founded in 1956 by Bill Fair and Earl Isaac, FICO has become a major player in the field of credit scoring and financial technology.
FICO offers a wide range of analytics software solutions and services, including:

- Credit scoring (the widely-used FICO Score)
- Fraud detection and prevention
- Decision management
- Customer communications
- Collections and recovery solutions
- Compliance tools

The company serves various industries, including banking, telecommunications, insurance, healthcare, and retail.

The FICO Score has become a standard measure of consumer credit risk in the United States. It plays a crucial role in lending decisions:

- Used in 75% of home loan originations
- Accessed by approximately 30 million American consumers (as of 2013)
- Helps increase consumer access to credit by providing a standardized risk assessment tool

FICO's influence extends beyond credit scoring, with its fraud protection services safeguarding over 2.5 billion credit cards.

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